Lend Bridge is a fully compliant Lending Service Provider built for India's mid and small NBFCs. We handle sourcing, underwriting support, servicing, and collections — all within RBI Digital Lending Directions 2026.
Here is how Lend Bridge transforms every pain point your NBFC faces today.
Your credit policy, your rules — our engine. We connect to your LOS/LMS via API. Policy changes deployed in 24–48 hours.
A 3-stage funnel delivering only qualified, pre-screened borrowers to your underwriting team.
Fully configurable to your credit policy. NBFC retains full control of the final credit decision.
Four stacked detection layers producing predictive early delinquency models.
KFS with gated acceptance, eSign execution, and full audit trail per RBI 2026 requirements.
Automated eNACH and UPI Autopay with proactive reminders and daily portfolio reporting.
SOP-driven, Fair Practices Code-compliant collections per your escalation policy.
Every responsibility is clearly mapped between Lend Bridge (technology & operations) and the NBFC (credit decisions & fund ownership).
Digital marketing, lead capture, pre-screening, and eKYC facilitation. Sub-15 min borrower journey.
Key Fact Statement with gated acceptance. Borrower digitally signs. Lend Bridge facilitates — NBFC owns the contract.
Automated reminders, eNACH management, early DPD engagement, and daily MIS reporting.
NBFC independently validates identity and makes the FINAL credit decision. Lend Bridge provides a recommendation only.
Funds disbursed directly from NBFC's account to borrower's bank. Lend Bridge is never in the fund flow.
All repayments received directly by NBFC. 30+ DPD collections per NBFC-defined policy.
Core Principle: Lend Bridge does NOT lend. Lend Bridge does NOT hold customer funds. Lend Bridge does NOT pool money. All disbursals and repayments flow directly between the NBFC and the borrower — 100% compliant with RBI Fund Flow norms.
Every feature built to satisfy RBI's Digital Lending Guidelines — zero compliance risk from the LSP layer for your NBFC.
Clear boundaries that protect your NBFC's regulatory standing and borrowers' trust.
Cloud-native, API-first architecture that integrates with your existing LOS/LMS on day one.
AWS Mumbai & Azure India regions for 100% data localization compliance.
TLS 1.3 in transit, AES-256 at rest. Role-Based Access Control and regular VAPT testing.
Pre-integrated with CIBIL, Experian, CRIF, NSDL, and UIDAI for seamless data pulls.
Your income thresholds, bureau score limits, and DTI ratios. Changes live in 24–48 hours.
Daily MIS on disbursals, DPD movement, and collection efficiency. Full audit log on every decision.
Seamless API hookup to your Loan Origination and Loan Management Systems. Zero disruption.
Choose the commercial structure that fits your NBFC. All models include risk-alignment mechanisms.
A one-time percentage of the disbursed loan amount. Simple, transparent, and aligned with your loan volume growth.
Share of interest spread over the loan tenure. Our incentives remain aligned with your portfolio performance for the full loan life.
Base origination fee plus a success fee tied to portfolio performance — volume and quality incentives combined.
A structured four-phase onboarding that minimises disruption and gets you to scale quickly.
MSA signing, compliance documentation, DLA reporting, and CIMS platform registration.
API integration with your LOS/LMS, credit policy configuration, and full UAT testing.
Controlled cohort of ~1,000 loans. First disbursement on Day 75. Performance validation.
Geographic expansion, policy tuning, and volume ramp based on pilot learnings.
Tell us your credit policy and target market. We will build the pipeline, handle the compliance, and get you to first disbursement in 75 days.